Spoko Insurance is an independent agency in Utah. We shop your coverage across several carriers, explain the trade-offs plainly, and stay your agent long after the policy is bound.

We're independent, so we compare policies from several insurance companies and show you the differences side by side.
Liability, full coverage and everything between, for the cars and drivers in your household.
Get an auto quoteYour house, what's in it and your liability, written for what it would actually cost to rebuild.
Get a homeowners quoteYour belongings and your liability, usually for less than a dinner out each month.
Get a renters quoteDwelling fire and liability for the homes you rent out, with loss-of-rent cover.
Get a landlord quoteAn extra million or more of liability above your auto and home policies.
Get an umbrella quote

Spoko Insurance is an independent agency serving families and homeowners across Utah. We're not tied to one insurance company, so we can place your home, cars and umbrella with whichever carriers fit you best, and move them when they stop fitting.
We keep it simple: a short conversation about what you own and what you're worried about, a side-by-side of real quotes, and a straight answer about which one we'd choose.
Chris Durling, Owner
Serving all of Utah